Recent Articles
This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s
Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.
Published on 12/06/2025
Stronger Data Last Week Caused a Slight Rate Bump
Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners
Published on 12/01/2025
What Today’s Jobs Report Means for Mortgage Rates
Mortgage rates held steady after a mixed jobs report, with unemployment rising and job growth coming in stronger than expected. Learn what this means for homebuyers and what to watch next.
Published on 11/21/2025
50-Year Mortgages? Here’s What You Need to Know
The Trump administration says it’s exploring 50-year mortgage options to help with affordability. Learn what this could mean for homebuyers, monthly payments, and long-term costs.
Published on 11/11/2025
Fannie Mae’s Big Update: You May Qualify Even With a Credit Score Below 620
Fannie Mae’s new credit score policy lets lenders use automated approvals even for borrowers below 620. Here’s what that means for homebuyers who thought they couldn’t qualify.
Published on 11/08/2025
What’s Going On With Mortgage Rates? (Explain-It-to-a-5th-Grader Version)
Mortgage rates dipped, then jumped after the Fed’s cut. A $15B corporate bond sale and stronger economic reports added pressure. Here’s the simple, kid-level way to understand what’s happening and what it means for buyers.
Published on 11/06/2025
Navigate Your Mortgage Journey: Claim Your Free $134 Credit Report Today!
Understanding your credit is key to securing the best mortgage. Our free $134 credit report helps you unlock opportunities and navigate your path to homeownership.
Published on 10/31/2025
Boost Your Homebuying Power: Grab Your Free Credit Report Today!
Know your credit score! A free credit report will help you identify issues and boost your chances of landing that dream home. Take control today!
Published on 10/31/2025
Refinancing in Albuquerque: Your Path to Lower Payments and Greater Savings
Struggling with high monthly mortgage payments? Discover how refinancing can put cash back in your wallet while easing your financial stress. Start saving today.
Published on 10/31/2025
Is Your Refinance Worth It? Get a Second Opinion for Peace of Mind!
Thinking about refinancing? A second opinion could save you money and stress. Let's make sure you’re on the best path—your wallet will thank you!
Published on 10/31/2025
Mastering Home Financing: Empowering Agents to Overcome Client Challenges
Navigating client challenges just got easier! Discover fun tips and tricks to make financing a breeze for your home buyers and boost your sales today.
Published on 10/29/2025
Conquer Homebuying Hurdles: Your Guide to VA Loans for Veterans!
Discover how VA loans can make homebuying easier for veterans. Unlock benefits, minimize costs, and pave your path to homeownership with confidence.
Published on 10/29/2025
Mortgage Rates Jump After the Fed’s Rate Cut — Here’s Why
The Federal Reserve cut rates again, but mortgage rates actually rose. Learn why this happens, what Powell said, and what it means for homebuyers.
Published on 10/29/2025
Transform Your Homeownership Dream: Renovation Loans for Albuquerque Buyers
Are you struggling to find the perfect home? Renovation loans can make it easier to customize your space, turning any property into your dream home.
Published on 10/22/2025
Mortgage Rates Hold Near Yearly Lows as Market Awaits Next Data
The average 30-year fixed mortgage rate is hovering near 3-year lows as bond markets hold steady amid limited economic data. Learn why rates remain low and what could move them next.
Published on 10/22/2025
Gen Z and the Dream of Homeownership: Adapting to a Challenging Market
A new Realtor.com survey reveals that 1 in 5 Gen Z adults say housing affordability is their top life concern. Learn how young buyers are adapting, saving, and staying determined to achieve homeownership.
Published on 10/15/2025
Mortgage Rates Tick Up Slightly as Bonds Weaken and MBS Underperform
On October 9, 2025, the average 30-year fixed mortgage rate edged slightly higher to 6.38% after a weaker 30-year Treasury auction and mild MBS underperformance. Rates remain stable within a narrow range as the government shutdown continues.
Published on 10/10/2025
Mortgage Rates Holds Steady After Weak Jobs Report
On October 1, 2025, the average 30-year fixed mortgage rate held at 6.37% after weak private payroll data. Bigger shifts may follow when the delayed government jobs report is released.
Published on 10/01/2025
3 Reasons Home Affordability Is Improving This Fall
Affordability is finally improving this fall thanks to lower average 30-year fixed mortgage rates, slower home price growth, and rising wages. Learn why now could be the right time to buy.
Published on 09/26/2025
Mortgage Rates Hit Yearly Lows—Then Jump After the Fed Cut. Here’s What Happened (and Why Applications Just Surged)
After touching yearly lows early in the week, the average 30-year fixed rose following the Fed’s rate cut—thanks to the dot plot and Powell’s comments. Still, mortgage applications just saw their biggest weekly jump since 2021 as homeowners reacted to earlier rate declines. Here’s what it means for buyers and homeowners.
Published on 09/19/2025